Mortgage & protection advice for every move you make
Clear mortgage and protection advice, tailored to your circumstances and designed to support you at every stage of moving home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
About nexpad
At Nexpad, we believe mortgage advice should be built around your circumstances, your priorities and your financial goals.
Whether you are buying your first home, moving house or remortgaging, our mortgage advisers are here to help you understand your options and move forward with confidence. The process can feel overwhelming at times, which is why we focus on giving clear advice, personal support and guidance you can trust at every step.
We also work with eXp UK to help make moving home feel more connected, so customers can access mortgage advice at the right time and benefit from a smoother, better supported experience.
Who Nexpad is for
We help UK residents with residential mortgages (first‑time buyers, home movers and remortgagors), buy‑to‑let landlords, and clients looking at personal and family protection or general insurance. We do not advise on commercial finance, non‑UK property or investments.
Extra support when you need it
If you need additional support due to health, bereavement, financial difficulty, accessibility needs or another personal circumstance, let us know. We will make reasonable adjustments and adapt how we work with you.
I founded Nexpad after 25 years in mortgage advice, with a clear purpose: to connect estate agents and mortgage advisers more effectively, so customers feel better supported throughout their home-moving journey.
Stuart Dare
Founder, nexpad
25+ years in mortgage advice · Former MD of Mortgage Services at the UK's largest estate agency
How we can help
We provide advice across a range of areas. No two customers are the same, which is why we take time to understand your circumstances before recommending a suitable solution.
A broad lender panel
Nexpad advises from a broad panel of UK mortgage lenders. This allows us to search widely on your behalf and recommend a mortgage that suits your circumstances, rather than being tied to a single provider.
- Access to a broad panel of UK mortgage lenders
- High street banks, building societies and specialist lenders
- Personal protection and general insurance advice
- Tailored options sourced from our lender panel – this is not the whole of market
A selection of lenders we can arrange mortgages with:
More than a mortgage
Getting the mortgage is only part of the picture. We also help you think about how your home and family could be protected if your circumstances changed due to illness, injury or death.
By talking through the right protection options, we can help you put plans in place that may provide valuable financial support when it matters most.
This includes life insurance, critical illness cover, income protection, and buildings and contents insurance.
We provide advised insurance sales from a selected panel of insurers. This is not the whole of market.
The availability and cost of cover are affected by personal factors such as age, health and lifestyle.
Why choose nexpad
Clear advice, properly explained
We break down your options in a way that makes sense, so you always know where you stand.
Guidance from start to finish
Buying or remortgaging can feel complex. We help make the process simpler and more manageable.
A joined-up approach
Because we work closely with estate agency networks, your home move feels more connected and less fragmented.
Recommendations tailored to you
No two circumstances are the same. Our advice is shaped around your needs, goals and financial position.
What to expect
Initial conversation
We start by understanding your plans, your circumstances and what you want to achieve.
Your first meeting
We gather the information we need to understand your situation and explain how we can help.
Research and recommendation
We research suitable mortgage options and present our recommendation clearly, including costs, payments and key details.
Application support
If you are happy to proceed, we help submit your application and guide you through the documents and next steps.
Mortgage offer and legal process
The lender reviews your case and, if approved, issues a mortgage offer. Your solicitor or conveyancer then handles the legal work.
Completion and beyond
Once everything is complete, your mortgage begins. We continue to support you in the future when your deal ends or your circumstances change.
Mortgage advice across the UK
Nexpad is headquartered in Leicester and advises clients across the United Kingdom by phone and video, with in-person meetings arranged where appropriate.
- Leicester & the East Midlands
- London & the South East
- Birmingham & the West Midlands
- Manchester & the North West
- Leeds & Yorkshire
- Bristol & the South West
- Newcastle & the North East
- Scotland, Wales & Northern Ireland
Get in touch
If you are looking for mortgage advice and want clear guidance with practical support, get in touch with Nexpad today.
We are here to discuss your mortgage, protection and general insurance needs and help you take the next step.
Send us a message
We aim to respond as quickly as possible during business hours. There is no obligation to proceed — a fee is only payable on application.